Without an endorsement, all riders need to know that there are many influencing the rates they will be quoted for coverage.įACT: According to data from the Texas A&M Transportation Institute, in 2018, unlicensed riders accounted for 46% of rider fatalities in that state - and more than half of those crashes didn’t even involve a collision with another vehicle. ![]() Riders operating a motorcycle without a Class M endorsement are referred to as “riding dirty” by those in the motorcycling industry. In all areas of the country, though, it is required to have a motorcycle endorsement – Class M – on a valid driver’s license to ride a bike on public streets.
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